November 19th - 23-19

Whoa! Penalty saves the day!

Insurance lady says the letter was a mistake. She'd worked this all out before (perhaps I mentioned it here) with the underwriters, and I'm not being dropped. My deductible will be higher, but my monthly payment will actually be lower. So anyway, offsides. I get the play again, and that gives us a first down.

Five yard penalty.

My ball. 1st and 10 on my own 23.